In the UK how hard is it to make a false insurance claim on stolen mobiles, and avoid being cut off for non ?

payment of electricity, phone and gas bills because apparantly Poles do this in the UK do this and get away with it but I don't see howIn the UK how hard is it to make a false insurance claim on stolen mobiles, and avoid being cut off for non ?
I assume that the use of the word ';apparantly'; means you have no actual proof and can't provide any reference.In the UK how hard is it to make a false insurance claim on stolen mobiles, and avoid being cut off for non ?
I don't see how either.. It's illegal, and they will get caught at some point, no matter how clever they think they're being. Quite simply, if they cannot afford to live here: go back!